By Chris Emejuru, 2503053

The most significant change in SFI of 2025 is, no more dollar commission payouts. That ended in November of 2024. Now, it is all about Rewardicals, in terms of what affiliates can get.

Rewardicals are basically benefit points obtained a number of ways. These include

• FDM membership: Up to 100 Rewardicals monthly.
• Referral Rewardicals (Tell-a-friend or others): Up to 400 Rewardicals per referral.
• Spend ZCredit on Eager Zebra Games: Up to 4 Rewardicals per ZCredit spent.
• Badge Quest: Every month 40 top-ranking SFI and TripleClicks (Eager Zebra) badge earners share up to 100,000 Rewardicals.
• Purchases: Certain items bought from TripleClicks and certain other merchants will get you some Rewardicals.
• Daily Grand drawing: Each day, up to 1,275 lucky SFI affiliates win a share of 28,000 Rewardicals.
• Daily Crown drawing: Each day, up to 580 lucky TripleClicks members (Eager Zebra Games players) win a share of 75,000 Rewardicals.
• Trial FDM members: Earn 2 Rewardicals daily for visiting ECommergy and another 2 Rewardicals daily for visiting Elevation Mall, and possibly up to 100 Rewardicals in a free drawing.

In this post I listed my actual sources of Rewardicals in the past five years, though many of the sources are now obsolete.

Rewardicals can be used to tip fellow affiliates whose Forum posts you like. Better yet, you can redeem or exchange them for

• ZCredits: 39 Rewardicals each.
• FDM memberships: 1,495 to 4,495 Rewardicals each.
• Bitcoin: 52,500 Rewardicals minimum for $35 worth of Bitcoin. You will need a Bitpay wallet.
• ECommergy phone holder and stand or AWESOME stress squeegie: 11,000 Rewardicals each.
• and some other items, like silver bars that are restricted to North American residents.

For many years, SFI’s “flagship” product was the TCredit (renamed ZCredit last year). But not anymore. Now Zing Network’s (and SFI’s) “flagship” is Fun.Money or FDM (the D standing for “dot”), with “4-in-1” access to the following:

1. Eager Zebra Games: Enjoy any of several games guaranteed to challenge and delight, usually with 5 free rounds while others attract 1 ZCredit. Relieve stress while stimulating and exercising your brain. Win daily Rewardicals, from individual games as well as the Daily Crown drawing, and also win game badges. Compete for the top spots on the international leaderboard and win exclusive T-shirts when you get to top-10 position each month. You can enjoy the games on your phone, tablet, or computer, anytime, anywhere! My favorites are HIDDEN, Card King, Grandmaster Poker, Zackjack and Zingo.
2. ECommergy: E-Commerce made easy, a regularly updated library of insightful articles for and by ecommerce professionals. Learn the secrets to making and saving money online while collecting free Rewardicals every day just for visiting. Access is guaranteed during the 10-day free trial period, and thereafter only to Premium FDM subscribers.
3. Elevation Mall: Earn Rewardicals while you shop trusted merchant partners and enjoy money-saving deals. Plus, earn free Rewardicals daily just for visiting.
4. SFI: Your FDM membership also comes with an SFI affiliateship, giving you daily access to the Affiliate Center (image above). You can win hundreds of Rewardicals every week, from the Daily Grand drawing, up to 400 Rewardicals for each new member that joins FDM through your marketing efforts, and so on. You can also win lots of Rewardicals from SFI Badge Quest each month, such as 2,000 for being a Grand Master.

This of course means that unlike in the past, SFI is no longer “free to join.” Instead, there is a 10-day free trial period for new members. But nothing for old members that cannot pay.

After the trial period, FDM monthly cost depends on membership category or rank:

• Basic: $2.99 or 1,495 Rewardicals. Benefits include 50 ZCredits, 25 Rewardicals, 5 Elevation Mall shares, up to 50 Rewardicals per referred member, 2 Rewardicals per ZCredit spent on games, 2 Daily Grand drawing entries per day, up to 2 Daily Crown drawing entries per day.
• Premium: $5.99 or 2,995 Rewardicals. Benefits include 100 ZCredits, 50 Rewardicals, 25 Elevation Mall shares, ECommergy access, up to 200 Rewardicals per referred member, 3 Rewardicals per ZCredit spent on games, 3 Daily Grand drawing entries per day, up to 3 Daily Crown drawing entries per day.
• Premium+: $8.99 or 4,995 Rewardicals. Benefits include 150 ZCredits, 100 Rewardicals, 50 Elevation Mall shares, ECommergy access, up to 400 Rewardicals per referred member, 4 Rewardicals per ZCredit spent on games, 4 Daily Grand drawing entries per day, up to 4 Daily Crown drawing entries per day, Executive Speed Bonus and badge.

The Basic membership lacks access to ECommergy, so is not covered by the “4-in-1” branding after the trial period.

The Home Page

When you log into SFI version 2025, you are presented with a long home screen beginning with an image like the one shown above. The SEARCH button pops up a window where you type what you are looking for. INBOX displays your SFI messages (the circled number next to it being unread ones). FORUM takes you to the SFI Forum for discussions by affiliates. CHAT lets you send instant messages to anyone in your downline or upline.

The first icon on the blue menu bar simply displays the Home page, assuming you are somewhere else. The second one shows a menu of hotspot items like FDM Memberships, Referral Report and SFI Inbox. MARKETING displays a page for things you can use for marketing or promotion, such as banners. CONTACT and SUPPORT also show menus. The two money bag items GLW and WA take you to SFI’s partner affiliate programs GreatLife Worldwide and Wealthy Affiliate, where you may qualify to sign up. The lightning bold icon lists the other 3 SFI brands, along with Rewardical and TripleClicks. (TripleClicks used to be the primary store of SFI, its products attracting dollar commissions for affiliates. But not anymore, and it has basically been relegated to the background.) And the last icon at the end shows a menu with items like Account and Reports.

Sometimes, three icons on the menu bar, the two at the left and the last one at the end, may not show up. They would appear after you click the MARKETING item or when the page is refreshed.

In 2024 when the We're taking SFI to the next level! announcement was broken by Gery Carson, it sounded like SFI would be swallowed up by Wealthy Affiliate! But it did not turn out so: WA did not live up to the billing of taking in everybody. People resident in Nigeria, Senegal and Turkey could not sign up, while those resident in Egypt, Ghana, Pakistan and some others could not sign up for free. Then next came GreatLife Worldwide, but they offered no free memberships at all. Instead, they cost $49 the first month (payable at point of sign up) and $20 thereafter. Since joining SFI in 2015, I have never paid more than $36.25 a month for membership. If you do qualify to join them though, you would have options of earning dollar commission as per their rules.

The remaining sections of the home page of SFI are for My Referrals showing recently active referrals along with a SHOW ALL button, Eager Zebra Games with a featured game of the week, Elevation Mall with selected shops, ECommergy with 5 latest selected articles, Quote of the Day, Daily Grand where you get to make your daily entry, Streaks for active logins and selected Eager Zebra games, and Badge Quest showing your level and badges.

In conclusion

To summarize, to make money on the web through the new reincarnation of SFI, here is what you have to do.

• Create a Bitpay wallet.
• Have at least $2.99 to pay for the least FDM membership category, via debit or credit card.
• Sign up for the 10-day free FDM trial.
• Collect as much Rewardicals as you can at the various partner sites, each day and month.
• Refer others by promoting your FDM referral link and FDM banners, as each referral will fetch you Rewardicals.
• Use your Rewardicals to renew your FDM membership or exchange them for Bitcoin, ZCredit or other items.

For an idea of local value of a Rewardical, consider how much of it exchanges for an item and the dollar worth of that item. For instance, for the Premium FDM subscription costing $5.99, divide the local value of this amount by 2,995 which is the Rewardical exchange rate for the item. For Nigeria, this comes to about 3 naira per Rewardical.

After taking up FDM membership, your regular routine would include

• Log in daily at SFI and enter for the Daily Grand drawing.
• Play some games.
• Join the discussion at the SFI Forum.
• Promote FDM by sharing banners and your referral link on the web.
• Read up interesting articles at ECommergy.